Insights

Your retirement. Your way. Your adventure.

Your retirement. Your way. Your adventure.

Retirement has often been seen as a time to slow down and enjoy the simple pleasures of daily life. And for many, that’s the dream. But retirement is no longer defined by one image or one path. In fact, it can be something much more expansive. Today, retirement is increasingly

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Why overnight home care matters for seniors and their families

Why overnight home care matters for seniors and their families

Ageing is a natural part of life, and with it often comes a reduced ability to manage everyday tasks, especially at night. The same is true for people living with disabilities who may need extra support with mobility, safety or personal care. While daytime assistance is valuable, nighttime brings its

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Underinsurance: What it is and how to avoid it

Underinsurance: What it is and how to avoid it

Get the right amount of home insurance and protect yourself from costly surprises. When disaster strikes, the last thing you want to discover is that your insurance doesn’t stretch far enough. Underinsurance is very common in Australia and most people don’t know they are underinsured. And it can leave you

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Lenders Mortgage Insurance

Lenders Mortgage Insurance

What is Lenders Mortgage Insurance (LMI)? If you’re finding it difficult to save a 20% home loan deposit, you might still be able to borrow by paying Lenders Mortgage Insurance. Here’s everything you need to know: Lenders Mortgage Insurance (LMI) is insurance that a lender takes out to insure itself against

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The ATO is targeting super dental extractions

The ATO is targeting super dental extractions

The number of applications to access super for medical treatments has surged You may have heard or read ads from some dental service providers asserting that you can access your superannuation to pay for dental procedures. It may sound like a great idea to some people, but don’t smile too

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5 strategies for financially surviving divorce

5 strategies for financially surviving divorce

Divorce can be one of life’s most emotionally and financially disruptive events. Whether you’re in the early stages of separation or rebuilding after a settlement, understanding the financial implications and taking proactive streps can make all the difference. More than 47,000 divorces were granted in Australia in 2024, down 3

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How to spot a scam website

How to spot a scam website

Recently, there was an alert about the ASIC Moneysmart website being impersonated. It’s part of a growing – and increasingly sophisticated – trend of scammers targeting reputable, high traffic websites. These days, websites can be very easily set up and look quite professional without much effort, thanks to templates. So,

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New aged care act: what you need to know

New aged care act: what you need to know

Sweeping reforms to aged care are set to begin on 1 November to help improve the quality, transparency and flexibility of care. With more care levels, clearer pricing, and greater control over how your funding is used, the new system aims to better match services to individual needs. Providers will

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Understanding Australian dividend franking credits

Understanding Australian dividend franking credits

A simple guide for investors and pensioners Australia’s latest dividends stream was flowing strongly recently as many listed companies and exchange traded funds (ETFs) collectively paid out income returns directly to their investors. The bulk of those payments were the dividends that were declared in August during the latest company

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Cheap school holidays

Cheap school holidays

When school holidays come along, there are plenty of cheap and cheerful things to do. Hanging out at home With some planning and creative thinking, there are ways to keep your kids busy at home. Art and craft Look around the house for things to use for art and craft

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