Insights

Estate planning: making it easier on family

Estate planning: making it easier on family

Get professional legal and financial advice The right professional advice can take the guesswork out of deciding how to distribute your assets, and help you make crucial decisions about who will have your medical and financial power of attorney. You may consider finding a legal professional who specialises in wills

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Navigating turbulent times in the share market

Navigating turbulent times in the share market

As investors grapple with uncertainty, keeping a cool head has never been more important. “Time in the market, not timing the market” is a popular investment philosophy that emphasises the importance of staying invested over the long term rather than trying to predict short-term market movements. While markets can be

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Independent living in retirement communities

Independent living in retirement communities

Key points: There are many benefits to moving into independent living You have many different types of retirement villages to choose from Retirement villages provide a range of lifestyle and village facilities Many people look at retirement villages as a way to downsize Benefits of independent living For people with

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Types of super funds

Types of super funds

When you start a job, you can usually choose a super fund or let your employer choose for you. Understanding the basics can help you work out what kind of account to get and whether it’s right for you. If you want to choose your own — or change your

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Achieving home-buying harmony

Achieving home-buying harmony

Buying a home is one of the most exciting milestones in life, but when you’re a couple working together to save for that all-important deposit, it can really put the relationship under pressure. It’s rare for couples to see eye to eye on every financial detail. You will most likely

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Planning for retirement

Planning for retirement

Questions to start your retirement planning Here are a few questions to get your retirement planning underway. Thinking about these might lead you to more questions, but that’s the fun part of the journey. How much money will you need for your retirement plan? How long will you likely spend

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Identity theft

Identity theft

If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it to your bank and change your passwords. You can also contact IDCARE for specialised support. If identity documents with your Centrelink Customer Reference

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How political events affect the markets

How political events affect the markets

From the economy bending policies of Trump 2.0 to the growing strength of the far right in Europe, the new alliance between Russia and the United States, the wars in Ukraine and the Middle East, and the US President’s vow to upturn world trade rules, the markets are certainly navigating

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You may be owed money. Here’s how to check

You may be owed money. Here’s how to check

Holidays and gift giving can leave you a little short of cash so it might be cheering to learn that billions of dollars is being held by various government agencies just waiting to be claimed by the rightful owners. The biggest pot is lost superannuation. The Australian Taxation Office (ATO)

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Granny flats: tax traps and tips

Granny flats: tax traps and tips

With more older Australians looking to downsize and younger generations looking to get a foot on the property ladder, building a granny flat or a second dwelling in your backyard has become a more affordable solution. In 2023, CoreLogic analysis of residential properties in Sydney, Melbourne and Brisbane found more

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The generation redefining aging

The generation redefining aging

As we advance into the 21st century, the concept of aging is undergoing a transformation, largely thanks to a new generation of “oldies” who don’t feel old – and are reframing what it means to be getting on in years. Traditionally, aging has been associated with decline, frailty, and a

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