Insights

The Support at Home program was introduced in November 2025 and replaced the Home Care Packages Program and the Short-term Restorative Care Programme. This completely changes how older Australians access in-home care.   Additional changes have been introduced since, which means that the Australian Government will fully fund personal care

Even investors who bought at the worst possible moments over 25 years still more than tripled their money One of the most common fears investors face is putting money into the market today, only to see asset prices fall significantly tomorrow. It’s understandable; when headlines are dominated by war, tariffs,

Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When you retire, some of the things you spend your money on will change. Having published by the Association of Super Funds of Australia (ASFA). Check out the current spending levels

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records.     Why keep records? Superannuation law requires trustees to keep extensive records including financial and

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security.      The mid-career phase is a critical opportunity for women to get their financial house

Around 2.8 million of Australia’s lowest-paid workers got a 4.75% pay rise from July 1 this year, after the latest Who benefits from this decision Announcing the wage rises, Justice Adam Hatcher said this was a “particularly challenging” decision, especially due to the “wild card of the Middle East conflict”

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available. For many investors, it’s not simply that super remains attractive but that the rules continue to change. Understanding these changes can help

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. How much risk can you tolerate? Your attitude to risk is one

Every few months, someone in the superannuation industry declares that Australians now “need” around A$1 million to retire comfortably. It’s a big, scary number. But consumer advocates say most people can retire with far less. Independent estimates suggest something closer to $322,000 is enough for many retirees who own their

Acting on a hot tip might sound like a good idea when investing but if that hot tip is inside information, it might lead to heavy fines or prison time. What is insider trading? Insider trading is when you trade in a financial product (for example, shares, options or derivatives

How to check for lost member super accounts. What is lost super Lost member super accounts are reported to the ATO by super funds. This happens where the member is either: uncontactable – your fund has lost contact with you and your account hasn’t received a contribution or rollover for

Start your retirement financial plan early Don’t wait until you’re getting close to retirement to start your plan. You have a greater chance of a comfortable retirement if you make your plan a priority early in your working life. A critical part of your retirement plan is superannuation, especially if